A firefighter-governed benefits trust providing medical coverage, a full suite of ancillary benefits, and on-site clinical care to active and retired members and the families they protect.
IPFF Health and Wellness Trust
Health and wellness benefits built for firefighters.
About the Trust
The IPFF Health and Wellness Trust is a tax-exempt VEBA dedicated exclusively to funding health and welfare benefits for its participants — covering active firefighters through their working years and retirees through the transition to Medicare.
Your coverage
What the Trust provides.
A choice of medical plans
Through the UnitedHealthcare Choice Plus network, participants choose from three medical plan options with access to a broad national provider network.
See medical plansComprehensive ancillary benefits
A participant-funded suite of dental, vision, voluntary life, critical illness, hospital indemnity, and accident insurance.
Browse all benefitsOn-site clinical care
Marathon Health, the Trust’s dedicated clinic provider, offers primary and preventive care, chronic disease management, health coaching, and wellness.
About Marathon HealthKnow your enrollment windows.
Open enrollment happens each fall. Outside that window, a qualifying life event — marriage, a new child, or a change in coverage — opens a 30-day window to update your benefits.
- Open enrollment each fall
- Qualifying life events: 30-day window
Who we serve
Meet the Board of Trustees
Members and families, from active service into retirement.
The Trust serves retired IPFF members, active employees of participating fire departments, and IPFF members who retire before age 65 — supporting members and their families through every stage of their careers.
Governed by a nine-member Board of Trustees drawn from the firefighters it serves.
Considering the Trust for your department?
We’ll walk you through the plan designs and build a custom quote for your group.
Get in touch