Resources

Guides and answers to help you get the most from your benefits. The plan pages on this site always show the most current coverage and the documents that go with it; this is where you’ll find plain-language education and the questions the Trust hears most.

Education & FAQs

Plain-language explainers and answers to the questions the Trust hears most. This section is being built out with the brokerage firms — check back as more is added.

Understanding your plan types

How the CDHP / high-deductible plans and HSAs work, and when each makes sense.

Coming soon

Specialty pharmacy

What specialty pharmacy is, and how to get enrolled.

Coming soon

Frequently asked questions

Replacing an ID card, a denied prescription, finding your Explanation of Benefits, and more.

Coming soon

Plan documents live with each benefit

Every benefit page carries its current plan design, deductibles, coverage, and the plan summary you can download — so each document has one home rather than two. Premium rate sheets are specific to your group and live in the Member Portal.

See all benefits