Voluntary Life, AD&D, and Long Term Disability coverage is offered through The Standard and paid for entirely through your own payroll deductions. Rates are set by age, so your cost changes as you move into a new age band. Use the tables below to estimate your cost, then contact The Standard or the administrator to enroll or confirm the coverage amounts available to you.
Rates shown are monthly and reflect the current 2026 plan year.
These coverages are paid entirely through your own payroll deductions and priced by age band. Because rates are specific to your group, they live behind the secure member login rather than on this public page.
Not a member yet? A prospective municipality can request a custom quote from the Contact page.
Coverage amounts, guarantee-issue limits, and the specific terms of each Long Term Disability plan option are set by The Standard. To confirm the amount of coverage available to you — and to enroll — contact The Standard or the Trust administrator using the details below.
The Trust administrator can help you enroll and confirm the coverage amounts available to you.
